Ray City VA Mortgage Loans
It has never been easier for a military service member or veteran to buy or refinance a home than with military mortgage loans by Fast VA Home Loans.
Are you an active service member or retired vet who is looking to purchase their first home, upgrade to a new home, or refinance their current home? VA home loans make it easy for those who have served our country to find a place to call home when they return, and throughout their life.
While Ray City military loans are only for your primary residence, they aren’t only for your first home. You can use your veteran benefits to refinance when better rates are available, or to purchase a new home when your family or financial situation changes, or if you are simply ready for a change in scenery.
Our VA mortgage lending company provides complete assistance throughout the entire home loan process, from determining your eligibility in the VA loan program to helping you understand how much house you can afford, selecting the right type of loan, and ultimately making sure the process moves as smoothly as possible.
No Application Fees! Call Fast VA Home Loans at (912) 216-1844 for a Free Consultation!
Types of VA Home Mortgages
Military active servicemembers and veterans may be eligible for special VA home loan programs that provide additional benefits due to government backing.
When you apply for a VA home loan, you have many of the same options as when you use a conventional loan or FHA loan. You can choose between 15 and 30-year mortgages, adjustable rate or fixed-rate mortgages, and choose a payment term that works best for you.
Variable-rate mortgages mean that your rate can change over time. These mortgages may be a better choice for those who plan to live in a home for a relatively short period of time or those who are looking to afford more home with a solid career growth path. We will help you fully understand all the variances before assisting you in selecting the right mortgage type.
Our dedicated and experienced Ray City VA home mortgage lenders can explain the different types of mortgage options, how they will affect your payment over time, and help you choose the right one.
Benefits of VA Home Loans
There are many benefits and advantages to VA mortgage loans.
Since VA home loans are partially backed by the US Government, lenders are able to provide more flexible terms to active and retired service members. The government is able to limit the amount of fees you will be responsible for during closing, making VA loans an affordable and desirable option for all who are eligible.
The benefits of military mortgage loans with us include:
- No Application Fees!
- No Down Payment
- No PMI or Mortgage Insurance
- More Lenient Credit History
- Lower Cash Reserve Requirements
- Reduced Loan Closing Costs
Working with a Ray City, GA military mortgage lending company can not only make the process go much more smoothly, they can help you understand the benefits of VA mortgage loans, explain the different loan types, and help you get the loan that best suits your needs and financial situation.
Let’s Talk Now- Free Consultation
As your Ray City VA mortgage loans provider, we look forward to the opportunity to serve you. While we can never repay you for your service, we will make sure that you are welcomed back with a secure and stable place to call home, at a rate you can afford.
If you want to learn more about military home loans, are curious about your eligibility, or are ready to move forward with a home purchase or refinance, our experts are dedicated to assisting you however possible.
No Application Fees! Call Fast VA Home Loans today at (912) 216-1844 for your Free Consultation!